ACNB Corporation
ACNBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. Valued at $556.7M, ACNB is a small-cap name in its sector. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards.
Market Cap
$556.7M
Beta
0.87
P/E (TTM)
11.01
P/E (Fwd)
9.95
EPS (TTM)
$4.95
EPS (Fwd)
$5.48
ROE
12.6%
ROA
1.6%
Cash
$99.2M
Total Debt
$287.2M
Free CF
—
52W Change
31.1%
Annual Financials
Cash vs Debt
On the balance sheet, ACNB has $99.2M in cash with $287.2M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 12.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $104.8M (2022) to $151.7M (2025), reflecting a 45% increase over the period.
Investors considering ACNB Corporation should weigh the typical risks associated with ACNB's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing ACNB's risk profile alongside its fundamentals and technical indicators provides a more complete picture.