ACNB Corporation
ACNBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeHeadquartered within the financial services sector, ACNB Corporation focuses on Banks - Regional services and products. ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. Valued at $617.3M, ACNB is a small-cap name in its sector. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards.
Market Cap
$617.3M
Beta
0.87
P/E (TTM)
12.21
P/E (Fwd)
11.04
EPS (TTM)
$4.95
EPS (Fwd)
$5.48
ROE
12.6%
ROA
1.6%
Cash
$99.2M
Total Debt
$287.2M
Free CF
—
52W Change
40.5%
Annual Financials
Cash vs Debt
On the balance sheet, ACNB has $99.2M in cash with $287.2M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 12.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.6% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $104.8M (2022) to $151.7M (2025), reflecting a 45% increase over the period.
As with any equity investment, ACNB carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence ACNB Corporation's trajectory.