AIFU Inc.
AIFUFinancial ServicesNASDAQInsurance Brokers
Scan Results
Daily timeframeHeadquartered within the financial services sector, AIFU Inc. focuses on Insurance Brokers services and products. AIFU Inc., through its subsidiary, distributes insurance products in China. At a $95.2M market cap, AIFU Inc. ranks as a micro-cap company within financial services. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products.
Market Cap
$95.2M
Beta
—
P/E (TTM)
—
P/E (Fwd)
29.76
EPS (TTM)
$-664.54
EPS (Fwd)
$0.54
ROE
-146.8%
ROA
-35.2%
Cash
$36.3M
Total Debt
$86.8M
Free CF
-$404.8M
52W Change
-85.0%
Annual Financials
Cash vs Debt
Where AIFU stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, AIFU finished 38.51% below its 150-day moving average ($35.29) and 46.62% below its 200-day moving average ($40.65). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is AIFU overbought or oversold?
At the September 3, 2026 close, AIFU's RSI(14) was 31.6, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, AIFU has $36.3M in cash with $86.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Free cash flow is running at -$404.8M, which bears watching. Negative free cash flow can be acceptable during heavy investment periods but needs to improve over time. Return on equity stands at -146.8%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $2.78B (2022) to $556.6M (2025), a 80% decline worth watching.
Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. No single metric tells the full story. Reviewing AIFU's risk profile alongside its fundamentals and technical indicators provides a more complete picture.