Amalgamated Financial Corp.
AMALFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeAmalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. With a market capitalization of $1.51B, it sits in small-cap territory. It accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit.
Market Cap
$1.51B
Beta
—
P/E (TTM)
13.47
P/E (Fwd)
10.88
EPS (TTM)
$3.75
EPS (Fwd)
$4.64
ROE
15.3%
ROA
1.3%
Cash
$325.8M
Total Debt
$133.7M
Free CF
—
52W Change
78.3%
Annual Financials
Cash vs Debt
Where AMAL stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, AMAL finished 4.63% above its 150-day moving average ($44.75) and 9.01% above its 200-day moving average ($42.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is AMAL overbought or oversold?
At the October 20, 2026 close, AMAL's RSI(14) was 49.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $325.8M in cash comfortably exceeding the $133.7M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 15.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $266.5M (2022) to $330.5M (2025), reflecting a 24% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing AMAL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.