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Ategrity Specialty Insurance Company Holdings

ASICFinancial ServicesNASDAQ

Insurance - Property & Casualty · Last scanned Jun 3, 2026

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Financials · Annual
Revenue
$424.3M
+23.4% YoY
Net Income
$74.0M
+57.2% YoY
Free Cash Flow
$1.7M

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About Ategrity Specialty Insurance Company Holdings

Ategrity Specialty Insurance Company Holdings, through its subsidiaries, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States. The $951.5M market capitalization puts ASIC squarely in small-cap range for its industry. The company offers property and casualty insurance solutions, including general liability, commercial property, management liability, miscellaneous PL, allied healthcare, and architects and engineers insurance products to the retail, real estate, hospitality, and construction sectors.

Key stats
Market Cap$951.5M
P/E (TTM)10.32
Fwd P/E7.92
EPS$1.92
52W Change-19.7%
ROE17.9%
Analysis

The balance sheet looks solid with $267.3M in cash comfortably exceeding the $2.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Annual free cash flow of $1.7M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 17.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.7% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $241.3M (2023) to $424.3M (2025), reflecting a 76% increase over the period.

With cash comfortably exceeding debt, ASIC has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Ategrity Specialty Insurance Company Holdings's trajectory.

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