Atlanticus Holdings Corporation
ATLCFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeAtlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. Valued at $1.41B, ATLC is a small-cap name in its sector. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Market Cap
$1.41B
Beta
2.02
P/E (TTM)
12.09
P/E (Fwd)
6.98
EPS (TTM)
$7.70
EPS (Fwd)
$13.35
ROE
23.0%
ROA
2.8%
Cash
$555.2M
Total Debt
$6.29B
Free CF
—
52W Change
36.6%
Annual Financials
Cash vs Debt
Where ATLC stands vs its 150-day and 200-day moving averages
As of the August 27, 2026 close, ATLC finished 20.08% above its 150-day moving average ($77.38) and 26.71% above its 200-day moving average ($73.33). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ATLC overbought or oversold?
At the August 27, 2026 close, ATLC's RSI(14) was 29.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $555.2M in cash, though total debt stands at $6.29B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 23.0% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $292.6M (2022) to $402.6M (2025), reflecting a 38% increase over the period.
With a beta above 1.5, ATLC tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Atlanticus Holdings Corporation and its sector.