Atlanticus Holdings Corporation
ATLCFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, Atlanticus Holdings Corporation focuses on Credit Services services and products. Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. Valued at $1.40B, ATLC is a small-cap name in its sector. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance.
Market Cap
$1.40B
Beta
1.99
P/E (TTM)
12.51
P/E (Fwd)
6.79
EPS (TTM)
$7.38
EPS (Fwd)
$13.60
ROE
23.0%
ROA
2.8%
Cash
$555.2M
Total Debt
$6.29B
Free CF
—
52W Change
56.3%
Annual Financials
Cash vs Debt
Where ATLC stands vs its 150-day and 200-day moving averages
As of the October 8, 2026 close, ATLC finished 11.70% above its 150-day moving average ($84.73) and 20.93% above its 200-day moving average ($78.26). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ATLC overbought or oversold?
At the October 8, 2026 close, ATLC's RSI(14) was 48.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $555.2M in cash, though total debt stands at $6.29B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 23.0% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $292.6M (2022) to $402.6M (2025), reflecting a 38% increase over the period.
A beta of 1.99 means ATLC is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing ATLC.