Credicorp Ltd.
BAPFinancial ServicesNASDAQBanks - Regional
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Daily timeframeCredicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. With a market capitalization of $27.13B, it sits in large-cap territory. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Market Cap
$27.13B
Beta
0.84
P/E (TTM)
13.09
P/E (Fwd)
10.37
EPS (TTM)
$26.09
EPS (Fwd)
$32.94
ROE
19.1%
ROA
2.8%
Cash
$71.88B
Total Debt
$26.71B
Free CF
—
52W Change
61.2%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $71.88B in cash comfortably exceeding the $26.71B debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 19.1%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $16.94B (2022) to $23.99B (2025), reflecting a 42% increase over the period.
With cash comfortably exceeding debt, BAP has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Credicorp Ltd. and its sector.