California BanCorp
BCALFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeCalifornia BanCorp operates as the bank holding company for California Bank of Commerce, N.A. The company carries a $708.6M market cap, placing it firmly in the small-cap category. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Market Cap
$708.6M
Beta
0.34
P/E (TTM)
11.91
P/E (Fwd)
11.88
EPS (TTM)
$1.85
EPS (Fwd)
$1.85
ROE
10.6%
ROA
1.5%
Cash
$265.0M
Total Debt
$53.0M
Free CF
—
52W Change
28.1%
Annual Financials
Cash vs Debt
Where BCAL stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, BCAL finished 7.95% above its 150-day moving average ($20.00) and 10.49% above its 200-day moving average ($19.54). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BCAL overbought or oversold?
At the October 20, 2026 close, BCAL's RSI(14) was 54.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $265.0M in cash comfortably exceeding the $53.0M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 10.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $92.2M (2022) to $180.2M (2025), reflecting a 95% increase over the period.
With a beta below 0.7, California BanCorp typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, BCAL has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence California BanCorp's trajectory.