California BanCorp
BCALFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframePart of the financial services sector, California BanCorp (BCAL) is listed under Banks - Regional. At a $704.1M market cap, California BanCorp ranks as a small-cap company within financial services. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Market Cap
$704.1M
Beta
0.29
P/E (TTM)
11.90
P/E (Fwd)
11.84
EPS (TTM)
$1.84
EPS (Fwd)
$1.85
ROE
10.6%
ROA
1.5%
Cash
$265.0M
Total Debt
$53.0M
Free CF
—
52W Change
27.1%
Annual Financials
Cash vs Debt
Where BCAL stands vs its 150-day and 200-day moving averages
As of the August 13, 2026 close, BCAL finished 14.38% above its 150-day moving average ($19.06) and 14.92% above its 200-day moving average ($18.97). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BCAL overbought or oversold?
At the August 13, 2026 close, BCAL's RSI(14) was 71.8, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
California BanCorp holds $265.0M in cash against $53.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 10.6% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $92.2M (2022) to $180.2M (2025), reflecting a 95% increase over the period.
With a beta below 0.7, California BanCorp typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for California BanCorp and its sector.