California BanCorp
BCALFinancial ServicesNASDAQBanks - Regional · Last scanned May 30, 2026
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Daily timeframeCalifornia BanCorp operates as the bank holding company for California Bank of Commerce, N.A. The $610.5M market capitalization puts BCAL squarely in small-cap range for its industry. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States.
Market Cap
$610.5M
Beta
0.31
P/E (TTM)
10.37
P/E (Fwd)
10.39
EPS (TTM)
$1.83
EPS (Fwd)
$1.83
ROE
10.8%
ROA
1.5%
Cash
$411.1M
Total Debt
$53.4M
Free CF
—
52W Change
29.0%
Annual Financials
Cash vs Debt
California BanCorp holds $411.1M in cash against $53.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 10.8%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $92.2M (2022) to $180.2M (2025), reflecting a 95% increase over the period.
The relatively low beta of 0.31 suggests BCAL is a less volatile holding compared to the broader index. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing BCAL's risk profile alongside its fundamentals and technical indicators provides a more complete picture.