Better Home & Finance Holding Company
BETRFinancial ServicesNASDAQMortgage Finance · Last scanned Oct 26, 2026
Scan Results
Daily timeframeBetter Home & Finance Holding Company operates as a homeownership company in the United States. The company carries a $317.9M market cap, placing it firmly in the small-cap category. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans, Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts.
Market Cap
$317.9M
Beta
1.75
P/E (TTM)
—
P/E (Fwd)
-23.35
EPS (TTM)
$-10.35
EPS (Fwd)
$-0.72
ROE
-250.4%
ROA
-12.1%
Cash
$105.8M
Total Debt
$662.0M
Free CF
—
52W Change
-78.7%
Annual Financials
Cash vs Debt
Where BETR stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, BETR finished 55.89% below its 150-day moving average ($23.87) and 59.50% below its 200-day moving average ($26.00). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is BETR overbought or oversold?
At the October 20, 2026 close, BETR's RSI(14) was 51.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $105.8M in cash, though total debt stands at $662.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of -250.4% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has been uneven over recent years, ranging from $395.1M to $206.9M.
With a beta above 1.5, BETR tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Better Home & Finance Holding Company's trajectory.