Credit Acceptance Corporation
CACCFinancial ServicesNASDAQCredit Services
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Daily timeframeHeadquartered within the financial services sector, Credit Acceptance Corporation focuses on Credit Services services and products. Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. At a $6.16B market cap, Credit Acceptance Corporation ranks as a mid-cap company within financial services. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.
Market Cap
$6.16B
Beta
1.35
P/E (TTM)
13.11
P/E (Fwd)
10.83
EPS (TTM)
$45.29
EPS (Fwd)
$54.80
ROE
31.9%
ROA
5.8%
Cash
$1.4M
Total Debt
$6.29B
Free CF
—
52W Change
17.1%
Annual Financials
Cash vs Debt
Where CACC stands vs its 150-day and 200-day moving averages
As of the August 18, 2026 close, CACC finished 8.81% above its 150-day moving average ($526.71) and 12.82% above its 200-day moving average ($507.95). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CACC overbought or oversold?
At the August 18, 2026 close, CACC's RSI(14) was 57.4, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Credit Acceptance Corporation carries $6.29B in total debt against $1.4M in cash reserves — debt is roughly 4490.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 31.9% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.82B (2022) to $2.29B (2025), reflecting a 26% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Credit Acceptance Corporation's trajectory.