Credit Acceptance Corporation
CACCFinancial ServicesNASDAQCredit Services
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Daily timeframeCredit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. At a $5.70B market cap, Credit Acceptance Corporation ranks as a mid-cap company within financial services. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.
Market Cap
$5.70B
Beta
1.40
P/E (TTM)
12.02
P/E (Fwd)
9.88
EPS (TTM)
$45.35
EPS (Fwd)
$55.18
ROE
31.9%
ROA
5.8%
Cash
$1.4M
Total Debt
$6.29B
Free CF
—
52W Change
7.6%
Annual Financials
Cash vs Debt
Where CACC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, CACC finished 3.39% below its 150-day moving average ($552.94) and 0.05% below its 200-day moving average ($534.48). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CACC overbought or oversold?
At the October 20, 2026 close, CACC's RSI(14) was 48.8, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Credit Acceptance Corporation carries $6.29B in total debt against $1.4M in cash reserves — debt is roughly 4490.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 31.9% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.82B (2022) to $2.29B (2025), reflecting a 26% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Credit Acceptance Corporation and its sector.