Cathay General Bancorp
CATYFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Cathay General Bancorp focuses on Banks - Regional services and products. Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses. With a market capitalization of $3.87B, it sits in mid-cap territory. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand deposits, time deposits, real estate, and consumer loans.
Market Cap
$3.87B
Beta
0.86
P/E (TTM)
11.90
P/E (Fwd)
9.79
EPS (TTM)
$4.85
EPS (Fwd)
$5.90
ROE
11.4%
ROA
1.4%
Cash
$1.22B
Total Debt
$176.8M
Free CF
—
52W Change
33.8%
Annual Financials
Cash vs Debt
Cathay General Bancorp holds $1.22B in cash against $176.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 11.4% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $790.5M (2022) to $817.9M (2025).
With cash comfortably exceeding debt, CATY has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Cathay General Bancorp and its sector.