Capitol Federal Financial, Inc.
CFFNFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeCapitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. At a $1.04B market cap, Capitol Federal Financial, Inc. ranks as a small-cap company within financial services. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts.
Market Cap
$1.04B
Beta
0.68
P/E (TTM)
12.92
P/E (Fwd)
10.84
EPS (TTM)
$0.65
EPS (Fwd)
$0.78
ROE
8.0%
ROA
0.9%
Cash
$137.9M
Total Debt
$1.64B
Free CF
—
52W Change
31.7%
Annual Financials
Cash vs Debt
Where CFFN stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, CFFN finished 0.25% below its 150-day moving average ($8.11) and 3.45% above its 200-day moving average ($7.82). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CFFN overbought or oversold?
At the October 20, 2026 close, CFFN's RSI(14) was 37.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, CFFN has $137.9M in cash with $1.64B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 8.0% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $212.6M (2022) to $198.2M (2025).
CFFN's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing CFFN.