Cullen/Frost Bankers, Inc.
CFRFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of May 28
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. At a $8.56B market cap, Cullen/Frost Bankers, Inc. ranks as a mid-cap company within financial services. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services.
Market Cap
$8.56B
Beta
0.58
P/E (TTM)
13.27
P/E (Fwd)
12.38
EPS (TTM)
$10.27
EPS (Fwd)
$11.01
ROE
15.5%
ROA
1.3%
Cash
$7.38B
Total Debt
$4.84B
Free CF
—
52W Change
7.3%
Annual Financials
Cash vs Debt
With $7.38B in cash and $4.84B in debt, CFR maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 15.5% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $1.70B (2022) to $2.24B (2025), reflecting a 32% increase over the period.
With a beta below 0.7, Cullen/Frost Bankers, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Cullen/Frost Bankers, Inc. and its sector.