Cincinnati Financial Corporation
CINFFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Jun 2, 2026
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Daily timeframeCincinnati Financial Corporation provides property casualty insurance products in the United States. The $24.26B market capitalization puts CINF squarely in large-cap range for its industry. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
Market Cap
$24.26B
Beta
0.60
P/E (TTM)
8.97
P/E (Fwd)
17.08
EPS (TTM)
$17.49
EPS (Fwd)
$9.18
ROE
18.7%
ROA
5.5%
Cash
$1.26B
Total Debt
$884.0M
Free CF
$2.75B
52W Change
3.5%
Annual Financials
Cash vs Debt
Cincinnati Financial Corporation holds $1.26B in cash against $884.0M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. The company generates $2.75B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 18.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 5.5% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $9.63B (2021) to $12.63B (2025), reflecting a 31% increase over the period.
With a beta below 0.7, Cincinnati Financial Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Cincinnati Financial Corporation's trajectory.