CNFinance Holdings Limited
CNFFinancial ServicesNASDAQMortgage Finance
Scan Results
Daily timeframeCNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company carries a $39.9M market cap, placing it firmly in the micro-cap category. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions.
Market Cap
$39.9M
Beta
-0.18
P/E (TTM)
—
P/E (Fwd)
232.96
EPS (TTM)
$-10.00
EPS (Fwd)
$0.01
ROE
-12.3%
ROA
-3.7%
Cash
$338.2M
Total Debt
$3.45B
Free CF
—
52W Change
-68.0%
Annual Financials
Cash vs Debt
Where CNF stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, CNF finished 47.41% below its 150-day moving average ($4.24) and 49.20% below its 200-day moving average ($4.39). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CNF overbought or oversold?
At the July 15, 2026 close, CNF's RSI(14) was 20.5, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, CNF has $338.2M in cash with $3.45B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at -12.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $1.06B (2022) to $135.8M (2025), a 87% decline worth watching.
With a beta below 0.7, CNFinance Holdings Limited typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for CNFinance Holdings Limited and its sector.