CoastalSouth Bancshares, Inc.
COSOFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeCoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The $333.4M market capitalization puts COSO squarely in small-cap range for its industry. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products.
Market Cap
$333.4M
Beta
0.01
P/E (TTM)
12.56
P/E (Fwd)
10.94
EPS (TTM)
$2.22
EPS (Fwd)
$2.55
ROE
11.5%
ROA
1.2%
Cash
$39.8M
Total Debt
$81.9M
Free CF
—
52W Change
21.2%
Annual Financials
Cash vs Debt
Where COSO stands vs its 150-day and 200-day moving averages
As of the August 24, 2026 close, COSO finished 6.95% above its 150-day moving average ($25.61) and 10.09% above its 200-day moving average ($24.88). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is COSO overbought or oversold?
At the August 24, 2026 close, COSO's RSI(14) was 51.2, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $39.8M in cash, though total debt stands at $81.9M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 11.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $63.3M (2022) to $81.0M (2025), reflecting a 28% increase over the period.
COSO's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for CoastalSouth Bancshares, Inc. and its sector.