CoastalSouth Bancshares, Inc.
COSOFinancial ServicesNASDAQBanks - Regional · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bullish as of May 28
CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. At a $312.7M market cap, CoastalSouth Bancshares, Inc. ranks as a small-cap company within financial services. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products.
Market Cap
$312.7M
Beta
0.01
P/E (TTM)
11.68
P/E (Fwd)
9.68
EPS (TTM)
$2.20
EPS (Fwd)
$2.65
ROE
11.3%
ROA
1.1%
Cash
$68.5M
Total Debt
$6.4M
Free CF
—
52W Change
22.7%
Annual Financials
Cash vs Debt
CoastalSouth Bancshares, Inc. holds $68.5M in cash against $6.4M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 11.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $63.3M (2022) to $81.0M (2025), reflecting a 28% increase over the period.
The relatively low beta of 0.01 suggests COSO is a less volatile holding compared to the broader index. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for CoastalSouth Bancshares, Inc. and its sector.