Central Pacific Financial Corp.
CPFFinancial ServicesNASDAQBanks - Regional
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Daily timeframeCentral Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. Valued at $970.4M, CPF is a small-cap name in its sector. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit.
Market Cap
$970.4M
Beta
0.85
P/E (TTM)
11.78
P/E (Fwd)
10.50
EPS (TTM)
$3.20
EPS (Fwd)
$3.59
ROE
14.2%
ROA
1.1%
Cash
$391.4M
Total Debt
$103.5M
Free CF
—
52W Change
27.9%
Annual Financials
Cash vs Debt
Where CPF stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, CPF finished 1.51% above its 150-day moving average ($35.74) and 4.49% above its 200-day moving average ($34.72). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CPF overbought or oversold?
At the October 20, 2026 close, CPF's RSI(14) was 53.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $391.4M in cash and $103.5M in debt, CPF maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 14.2% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $259.9M to $288.6M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Central Pacific Financial Corp. and its sector.