Central Pacific Financial Corp.
CPFFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeCentral Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. Valued at $983.3M, CPF is a small-cap name in its sector. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit.
Market Cap
$983.3M
Beta
0.83
P/E (TTM)
12.28
P/E (Fwd)
10.68
EPS (TTM)
$3.11
EPS (Fwd)
$3.58
ROE
14.2%
ROA
1.1%
Cash
$391.4M
Total Debt
$103.5M
Free CF
—
52W Change
24.3%
Annual Financials
Cash vs Debt
Where CPF stands vs its 150-day and 200-day moving averages
As of the August 26, 2026 close, CPF finished 8.19% above its 150-day moving average ($34.78) and 11.76% above its 200-day moving average ($33.67). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is CPF overbought or oversold?
At the August 26, 2026 close, CPF's RSI(14) was 26.8, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $391.4M in cash comfortably exceeding the $103.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 14.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $259.9M to $288.6M.
With cash comfortably exceeding debt, CPF has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Central Pacific Financial Corp.'s trajectory.