Donegal Group Inc.
DGICAFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeDonegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. With a market capitalization of $697.3M, it sits in small-cap territory. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Market Cap
$697.3M
Beta
-0.05
P/E (TTM)
9.80
P/E (Fwd)
10.04
EPS (TTM)
$1.92
EPS (Fwd)
$1.88
ROE
11.2%
ROA
2.3%
Cash
$50.3M
Total Debt
$35.0M
Free CF
$41.9M
52W Change
-2.3%
Annual Financials
Cash vs Debt
Where DGICA stands vs its 150-day and 200-day moving averages
As of the October 13, 2026 close, DGICA finished 2.01% above its 150-day moving average ($17.87) and 1.50% above its 200-day moving average ($17.96). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is DGICA overbought or oversold?
At the October 13, 2026 close, DGICA's RSI(14) was 42.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $50.3M in cash and $35.0M in debt, DGICA maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Annual free cash flow of $41.9M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on equity stands at 11.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.3% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $848.2M to $978.0M.
With a beta below 0.7, Donegal Group Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing DGICA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.