Ellington Credit Company
EARNFinancial ServicesNASDAQAsset Management · Last scanned Sep 9, 2026
Scan Results
Daily timeframeEllington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. The $163.0M market capitalization puts EARN squarely in micro-cap range for its industry. It invests in mezzanine debt and equity tranches.
Market Cap
$163.0M
Beta
1.27
P/E (TTM)
15.50
P/E (Fwd)
4.63
EPS (TTM)
$0.28
EPS (Fwd)
$0.94
ROE
—
ROA
—
Cash
$23.5M
Total Debt
$205.8M
Free CF
—
52W Change
-23.0%
Annual Financials
Cash vs Debt
Where EARN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, EARN finished 1.62% above its 150-day moving average ($4.33) and 0.00% above its 200-day moving average ($4.40). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is EARN overbought or oversold?
At the September 3, 2026 close, EARN's RSI(14) was 54.0, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, EARN has $23.5M in cash with $205.8M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Revenue has grown from -$557K (2021) to $15.9M (2024), reflecting a 2951% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Ellington Credit Company's trajectory.