Employers Holdings, Inc.
EIGFinancial ServicesNASDAQInsurance - Specialty
Scan Results
Daily timeframeEmployers Holdings, Inc., through its subsidiaries, provides workers' compensation insurance and services in the United States. At a $918.0M market cap, Employers Holdings, Inc. ranks as a small-cap company within financial services. The company offers insurance to small businesses in low to medium hazard industries.
Market Cap
$918.0M
Beta
0.48
P/E (TTM)
109.39
P/E (Fwd)
19.61
EPS (TTM)
$0.46
EPS (Fwd)
$2.57
ROE
0.8%
ROA
0.2%
Cash
$167.7M
Total Debt
$128.8M
Free CF
$21.3M
52W Change
8.4%
Annual Financials
Cash vs Debt
With $167.7M in cash and $128.8M in debt, EIG maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $21.2M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 0.8%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $713.5M (2022) to $858.7M (2025), reflecting a 20% increase over the period.
With a beta below 0.7, Employers Holdings, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. At over 50x earnings, EIG carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing EIG.