Erie Indemnity Company
ERIEFinancial ServicesNASDAQInsurance Brokers · Last scanned Jul 17, 2026
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Daily timeframeErie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. At a $11.81B market cap, Erie Indemnity Company ranks as a large-cap company within financial services. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services.
Market Cap
$11.81B
Beta
0.29
P/E (TTM)
19.23
P/E (Fwd)
16.13
EPS (TTM)
$11.75
EPS (Fwd)
$14.01
ROE
25.9%
ROA
14.8%
Cash
$283.1M
Total Debt
$49.6M
Free CF
$447.5M
52W Change
-36.2%
Annual Financials
Cash vs Debt
With $283.1M in cash and $49.6M in debt, ERIE maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $447.5M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 25.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 14.8% further supports the picture of efficient asset utilization. Revenue has grown from $2.85B (2022) to $4.15B (2025), reflecting a 46% increase over the period.
ERIE's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Erie Indemnity Company's trajectory.