Erie Indemnity Company
ERIEFinancial ServicesNASDAQInsurance Brokers
Scan Results
Daily timeframeErie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. With a market capitalization of $11.41B, it sits in large-cap territory. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services that include underwriting and policy processing; and other services consist of customer services and administrative support services, as well as information technology services.
Market Cap
$11.41B
Beta
0.32
P/E (TTM)
19.98
P/E (Fwd)
15.57
EPS (TTM)
$10.79
EPS (Fwd)
$14.01
ROE
25.9%
ROA
14.8%
Cash
$283.1M
Total Debt
$49.6M
Free CF
$447.5M
52W Change
-39.1%
Annual Financials
Cash vs Debt
With $283.1M in cash and $49.6M in debt, ERIE maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Free cash flow comes in at $447.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 25.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Return on assets of 14.8% further supports the picture of efficient asset utilization. Revenue has grown from $2.85B (2022) to $4.15B (2025), reflecting a 46% increase over the period.
With a beta below 0.7, Erie Indemnity Company typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing ERIE's risk profile alongside its fundamentals and technical indicators provides a more complete picture.