First Commonwealth Financial Corporation
FCFFinancial ServicesNASDAQBanks - Regional
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Daily timeframeFirst Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company carries a $2.16B market cap, placing it firmly in the mid-cap category. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Market Cap
$2.16B
Beta
0.73
P/E (TTM)
13.01
P/E (Fwd)
10.85
EPS (TTM)
$1.64
EPS (Fwd)
$1.97
ROE
10.9%
ROA
1.4%
Cash
$196.1M
Total Debt
$319.7M
Free CF
—
52W Change
22.2%
Annual Financials
Cash vs Debt
Where FCF stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, FCF finished 8.05% above its 150-day moving average ($19.00) and 11.70% above its 200-day moving average ($18.38). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FCF overbought or oversold?
At the September 2, 2026 close, FCF's RSI(14) was 19.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $196.1M in cash, though total debt stands at $319.7M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. ROE of 10.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $410.9M (2022) to $522.9M (2025), reflecting a 27% increase over the period.
Investors considering First Commonwealth Financial Corporation should weigh the typical risks associated with FCF's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing FCF's risk profile alongside its fundamentals and technical indicators provides a more complete picture.