First Commonwealth Financial Corporation
FCFFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframePart of the financial services sector, First Commonwealth Financial Corporation (FCF) is listed under Banks - Regional. At a $2.13B market cap, First Commonwealth Financial Corporation ranks as a mid-cap company within financial services. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Market Cap
$2.13B
Beta
0.75
P/E (TTM)
12.94
P/E (Fwd)
10.79
EPS (TTM)
$1.63
EPS (Fwd)
$1.96
ROE
10.9%
ROA
1.4%
Cash
$196.1M
Total Debt
$319.7M
Free CF
—
52W Change
29.4%
Annual Financials
Cash vs Debt
Where FCF stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, FCF finished 3.05% above its 150-day moving average ($19.67) and 6.07% above its 200-day moving average ($19.11). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FCF overbought or oversold?
At the October 20, 2026 close, FCF's RSI(14) was 48.7, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $196.1M in cash, though total debt stands at $319.7M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 10.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $410.9M (2022) to $522.9M (2025), reflecting a 27% increase over the period.
Investors considering First Commonwealth Financial Corporation should weigh the typical risks associated with FCF's sector, size, and financial profile against their own risk tolerance and investment objectives. No single metric tells the full story. Reviewing FCF's risk profile alongside its fundamentals and technical indicators provides a more complete picture.