FirstCash Holdings, Inc.
FCFSFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeFirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. The company carries a $9.78B market cap, placing it firmly in the mid-cap category. The company operates through four segments: U.S.
Market Cap
$9.78B
Beta
0.53
P/E (TTM)
25.62
P/E (Fwd)
17.21
EPS (TTM)
$8.80
EPS (Fwd)
$13.10
ROE
17.4%
ROA
8.3%
Cash
$172.3M
Total Debt
$2.70B
Free CF
$219.8M
52W Change
55.0%
Annual Financials
Cash vs Debt
Where FCFS stands vs its 150-day and 200-day moving averages
As of the August 10, 2026 close, FCFS finished 0.80% above its 150-day moving average ($200.94) and 6.55% above its 200-day moving average ($190.09). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FCFS overbought or oversold?
At the August 10, 2026 close, FCFS's RSI(14) was 44.1, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, FCFS has $172.3M in cash with $2.70B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company generates $219.8M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 17.4% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 8.3% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $2.73B (2022) to $3.66B (2025), reflecting a 34% increase over the period.
With a beta below 0.7, FirstCash Holdings, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. No single metric tells the full story. Reviewing FCFS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.