FirstCash Holdings, Inc.
FCFSFinancial ServicesNASDAQCredit Services
Scan Results
Daily timeframeFirstCash Holdings, Inc., together with its subsidiaries, operates retail pawn stores in the United States, Mexico, rest of Latin America, and the United Kingdom. With a market capitalization of $9.64B, it sits in mid-cap territory. The company operates through four segments: U.S.
Market Cap
$9.64B
Beta
0.53
P/E (TTM)
27.56
P/E (Fwd)
17.71
EPS (TTM)
$7.98
EPS (Fwd)
$12.42
ROE
16.3%
ROA
7.8%
Cash
$130.7M
Total Debt
$2.61B
Free CF
$190.6M
52W Change
71.7%
Annual Financials
Cash vs Debt
FirstCash Holdings, Inc. carries $2.61B in total debt against $130.7M in cash reserves — debt is roughly 20.0x the cash position. Managing this leverage effectively will be important for long-term financial stability. The company generates $190.6M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 16.3%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 7.8% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $2.73B (2022) to $3.66B (2025), reflecting a 34% increase over the period.
The relatively low beta of 0.53 suggests FCFS is a less volatile holding compared to the broader index. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FCFS.