First Guaranty Bancshares, Inc.
FGBIFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeFirst Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. At a $141.2M market cap, First Guaranty Bancshares, Inc. ranks as a micro-cap company within financial services. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities.
Market Cap
$141.2M
Beta
0.43
P/E (TTM)
—
P/E (Fwd)
13.14
EPS (TTM)
$-2.69
EPS (Fwd)
$0.65
ROE
-14.8%
ROA
-0.9%
Cash
$781.8M
Total Debt
$186.4M
Free CF
—
52W Change
2.6%
Annual Financials
Cash vs Debt
Where FGBI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, FGBI finished 9.86% below its 150-day moving average ($9.23) and 1.07% below its 200-day moving average ($8.41). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FGBI overbought or oversold?
At the September 3, 2026 close, FGBI's RSI(14) was 50.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $781.8M in cash comfortably exceeding the $186.4M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at -14.8%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has pulled back from $109.3M (2022) to $93.7M (2025), a 14% decline worth watching.
FGBI's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FGBI.