Part of the financial services sector, The First Bancorp, Inc. (FNLC) is listed under Banks - Regional. Valued at $389.1M, FNLC is a small-cap name in its sector. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts.
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The company holds $59.0M in cash, though total debt stands at $200.9M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 13.3%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $93.0M (2022) to $94.8M (2025).
The relatively low beta of 0.48 suggests FNLC is a less volatile holding compared to the broader index. No single metric tells the full story. Reviewing FNLC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.