First US Bancshares, Inc.
FUSBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeFirst US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States. The $91.9M market capitalization puts FUSB squarely in micro-cap range for its industry. It offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits.
Market Cap
$91.9M
Beta
0.23
P/E (TTM)
15.71
P/E (Fwd)
—
EPS (TTM)
$1.05
EPS (Fwd)
—
ROE
6.0%
ROA
0.5%
Cash
$86.8M
Total Debt
$12.6M
Free CF
—
52W Change
28.9%
Annual Financials
Cash vs Debt
Where FUSB stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, FUSB finished 8.33% above its 150-day moving average ($15.24) and 13.00% above its 200-day moving average ($14.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is FUSB overbought or oversold?
At the July 15, 2026 close, FUSB's RSI(14) was 50.4, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $86.8M in cash comfortably exceeding the $12.6M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 6.0% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $40.1M (2022) to $41.0M (2025).
FUSB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, FUSB has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing FUSB.