FVCBankcorp, Inc.
FVCBFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeFVCBankcorp, Inc. operates as the bank holding company for FVCbank provides various banking products and services for small and medium-sized businesses, professionals, non-profit organizations and associations, and. The company carries a $292.1M market cap, placing it firmly in the micro-cap category. The company provides various deposit products which includes interest and noninterest-bearing transaction accounts, certificates of deposit, savings, and money market accounts.
Market Cap
$292.1M
Beta
0.36
P/E (TTM)
12.68
P/E (Fwd)
10.18
EPS (TTM)
$1.28
EPS (Fwd)
$1.59
ROE
9.3%
ROA
1.0%
Cash
$193.3M
Total Debt
$32.2M
Free CF
—
52W Change
38.6%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $193.3M in cash comfortably exceeding the $32.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 9.3% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $68.1M (2022) to $66.2M (2025).
FVCB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing FVCB's risk profile alongside its fundamentals and technical indicators provides a more complete picture.