Greene County Bancorp, Inc.
GCBCFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeGreene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company carries a $607.0M market cap, placing it firmly in the small-cap category. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts.
Market Cap
$607.0M
Beta
0.39
P/E (TTM)
14.79
P/E (Fwd)
—
EPS (TTM)
$2.41
EPS (Fwd)
—
ROE
15.9%
ROA
1.3%
Cash
$146.1M
Total Debt
$155.1M
Free CF
—
52W Change
49.8%
Annual Financials
Cash vs Debt
Where GCBC stands vs its 150-day and 200-day moving averages
As of the August 13, 2026 close, GCBC finished 35.42% above its 150-day moving average ($26.06) and 39.98% above its 200-day moving average ($25.21). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is GCBC overbought or oversold?
At the August 13, 2026 close, GCBC's RSI(14) was 74.6, in overbought territory (above 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, GCBC has $146.1M in cash with $155.1M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. Return on equity stands at 15.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $70.1M (2022) to $75.4M (2025).
With a beta below 0.7, Greene County Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing GCBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.