Greene County Bancorp, Inc.
GCBCFinancial ServicesNASDAQBanks - Regional
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Daily timeframePart of the financial services sector, Greene County Bancorp, Inc. (GCBC) is listed under Banks - Regional. The company carries a $606.3M market cap, placing it firmly in the small-cap category. It offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts.
Market Cap
$606.3M
Beta
0.47
P/E (TTM)
13.59
P/E (Fwd)
—
EPS (TTM)
$2.62
EPS (Fwd)
—
ROE
16.7%
ROA
1.4%
Cash
$136.2M
Total Debt
$66.2M
Free CF
—
52W Change
55.9%
Annual Financials
Cash vs Debt
Where GCBC stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, GCBC finished 13.84% above its 150-day moving average ($29.77) and 21.21% above its 200-day moving average ($27.96). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is GCBC overbought or oversold?
At the October 20, 2026 close, GCBC's RSI(14) was 52.9, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $136.2M in cash and $66.2M in debt, GCBC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 16.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $73.4M (2023) to $92.6M (2026), reflecting a 26% increase over the period.
GCBC's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, GCBC has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing GCBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.