Goosehead Insurance, Inc.
GSHDFinancial ServicesNASDAQInsurance Brokers · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of May 28
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. Valued at $1.25B, GSHD is a small-cap name in its sector. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies.
Market Cap
$1.25B
Beta
1.62
P/E (TTM)
30.90
P/E (Fwd)
12.88
EPS (TTM)
$1.14
EPS (Fwd)
$2.74
ROE
—
ROA
13.5%
Cash
$25.7M
Total Debt
$375.7M
Free CF
$56.9M
52W Change
-67.5%
Annual Financials
Cash vs Debt
Goosehead Insurance, Inc. carries $375.7M in total debt against $25.7M in cash reserves — debt is roughly 14.6x the cash position. Managing this leverage effectively will be important for long-term financial stability. Annual free cash flow of $56.9M supports ongoing capital allocation decisions and provides a cushion against unexpected expenses or downturns. Return on assets of 13.5% further supports the picture of efficient asset utilization. Revenue has grown from $151.3M (2021) to $365.3M (2025), reflecting a 141% increase over the period.
With a beta above 1.5, GSHD tends to amplify broader market moves — both up and down. This higher volatility means larger price swings are common. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. No single metric tells the full story. Reviewing GSHD's risk profile alongside its fundamentals and technical indicators provides a more complete picture.