Home Bancorp, Inc.
HBCPFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHome Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the. The company carries a $553.8M market cap, placing it firmly in the small-cap category. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings.
Market Cap
$553.8M
Beta
0.49
P/E (TTM)
11.69
P/E (Fwd)
11.12
EPS (TTM)
$6.02
EPS (Fwd)
$6.33
ROE
10.8%
ROA
1.3%
Cash
$189.1M
Total Debt
$54.9M
Free CF
—
52W Change
23.7%
Annual Financials
Cash vs Debt
Where HBCP stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, HBCP finished 5.28% above its 150-day moving average ($64.56) and 8.28% above its 200-day moving average ($62.77). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HBCP overbought or oversold?
At the September 2, 2026 close, HBCP's RSI(14) was 18.6, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Home Bancorp, Inc. holds $189.1M in cash against $54.9M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. ROE of 10.8% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $131.9M to $148.7M.
HBCP's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, HBCP has financial flexibility that may help navigate uncertain periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Home Bancorp, Inc. and its sector.