Home Bancorp, Inc.
HBCPFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframeHome Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the. At a $483.6M market cap, Home Bancorp, Inc. ranks as a small-cap company within financial services. The company offers deposit products, including interest-bearing and noninterest-bearing checking, money market, savings, NOW, and certificates of deposit accounts; custodial accounts; health savings and individual retirement accounts; and statement savings.
Market Cap
$483.6M
Beta
0.52
P/E (TTM)
10.84
P/E (Fwd)
9.99
EPS (TTM)
$5.67
EPS (Fwd)
$6.15
ROE
10.2%
ROA
1.3%
Cash
$179.1M
Total Debt
$54.8M
Free CF
—
52W Change
12.9%
Annual Financials
Cash vs Debt
Where HBCP stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HBCP finished 0.78% below its 150-day moving average ($66.30) and 1.83% above its 200-day moving average ($64.60). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HBCP overbought or oversold?
At the October 20, 2026 close, HBCP's RSI(14) was 45.1, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Home Bancorp, Inc. holds $179.1M in cash against $54.8M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Return on equity stands at 10.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.3% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $131.9M to $148.7M.
HBCP's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing HBCP's risk profile alongside its fundamentals and technical indicators provides a more complete picture.