HCI Group, Inc.
HCIFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 9, 2026
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Daily timeframeHeadquartered within the financial services sector, HCI Group, Inc. focuses on Insurance - Property & Casualty services and products. HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. At a $2.31B market cap, HCI Group, Inc. ranks as a mid-cap company within financial services. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Market Cap
$2.31B
Beta
1.02
P/E (TTM)
8.02
P/E (Fwd)
9.59
EPS (TTM)
$23.19
EPS (Fwd)
$19.40
ROE
35.0%
ROA
11.6%
Cash
$872.3M
Total Debt
$67.5M
Free CF
$423.2M
52W Change
5.3%
Annual Financials
Cash vs Debt
Where HCI stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, HCI finished 13.42% above its 150-day moving average ($165.20) and 11.57% above its 200-day moving average ($167.94). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HCI overbought or oversold?
At the September 3, 2026 close, HCI's RSI(14) was 53.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $872.3M in cash comfortably exceeding the $67.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $423.2M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 35.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Return on assets of 11.6% further supports the picture of efficient asset utilization. Revenue has grown from $492.0M (2022) to $901.8M (2025), reflecting a 83% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence HCI Group, Inc.'s trajectory.