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HG

Hamilton Insurance Group, Ltd.

HGFinancial ServicesNASDAQ

Insurance - Reinsurance

PriceMA150MA200
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Financials · Annual
Revenue
$2.96B
+24.4% YoY
Net Income
$576.7M
+44.0% YoY
Free Cash Flow
$527.8M

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About Hamilton Insurance Group, Ltd.

Hamilton Insurance Group, Ltd., through its subsidiaries, operates as specialty insurance and reinsurance company in Bermuda and internationally. At a $2.88B market cap, Hamilton Insurance Group, Ltd. ranks as a mid-cap company within financial services. It operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms.

Key stats
Market Cap$2.88B
P/E (TTM)4.77
Fwd P/E6.18
EPS$6.09
Beta0.70
52W Change+31.8%
ROE33.7%
Analysis

The balance sheet looks solid with $1.29B in cash comfortably exceeding the $149.8M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. The company generates $527.8M in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. Return on equity stands at 33.7%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 6.0% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $1.28B (2022) to $2.96B (2025), reflecting a 131% increase over the period.

With a beta below 0.7, Hamilton Insurance Group, Ltd. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. With cash comfortably exceeding debt, HG has financial flexibility that may help navigate uncertain periods. No single metric tells the full story. Reviewing HG's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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