Hingham Institution for Savings
HIFSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, Hingham Institution for Savings focuses on Banks - Regional services and products. Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. The company carries a $676.7M market cap, placing it firmly in the small-cap category. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit.
Market Cap
$676.7M
Beta
0.82
P/E (TTM)
10.26
P/E (Fwd)
—
EPS (TTM)
$30.03
EPS (Fwd)
—
ROE
13.9%
ROA
1.5%
Cash
$5.6M
Total Debt
$1.41B
Free CF
—
52W Change
9.6%
Annual Financials
Cash vs Debt
Where HIFS stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, HIFS finished 2.94% below its 150-day moving average ($290.77) and 2.56% below its 200-day moving average ($289.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HIFS overbought or oversold?
At the September 2, 2026 close, HIFS's RSI(14) was 23.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Hingham Institution for Savings carries $1.41B in total debt against $5.6M in cash reserves — debt is roughly 251.3x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 13.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.5% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $85.4M (2022) to $104.4M (2025), reflecting a 22% increase over the period.
The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing HIFS.