Hingham Institution for Savings
HIFSFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
Scan Results
Daily timeframeHingham Institution for Savings provides various financial services to individuals and small businesses in the United States. At a $665.3M market cap, Hingham Institution for Savings ranks as a small-cap company within financial services. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit.
Market Cap
$665.3M
Beta
0.86
P/E (TTM)
10.08
P/E (Fwd)
—
EPS (TTM)
$30.04
EPS (Fwd)
—
ROE
12.6%
ROA
1.4%
Cash
$4.8M
Total Debt
$1.42B
Free CF
—
52W Change
-0.8%
Annual Financials
Cash vs Debt
Where HIFS stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, HIFS finished 1.40% above its 150-day moving average ($290.75) and 1.05% above its 200-day moving average ($291.76). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is HIFS overbought or oversold?
At the October 20, 2026 close, HIFS's RSI(14) was 54.2, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Hingham Institution for Savings carries $1.42B in total debt against $4.8M in cash reserves — debt is roughly 294.2x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 12.6%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.4% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $85.4M (2022) to $104.4M (2025), reflecting a 22% increase over the period.
Hingham Institution for Savings carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hingham Institution for Savings's trajectory.