Hingham Institution for Savings
HIFSFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 1, 2026
Scan Results
Daily timeframeHingham Institution for Savings provides various financial services to individuals and small businesses in the United States. The company carries a $635.9M market cap, placing it firmly in the small-cap category. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit.
Market Cap
$635.9M
Beta
0.85
P/E (TTM)
12.69
P/E (Fwd)
—
EPS (TTM)
$22.80
EPS (Fwd)
—
ROE
10.9%
ROA
1.1%
Cash
$5.3M
Total Debt
$1.41B
Free CF
—
52W Change
19.2%
Annual Financials
Cash vs Debt
Hingham Institution for Savings carries $1.41B in total debt against $5.3M in cash reserves — debt is roughly 266.8x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 10.9% points to decent capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $85.4M (2022) to $104.4M (2025), reflecting a 22% increase over the period.
Hingham Institution for Savings carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hingham Institution for Savings's trajectory.