Hippo Holdings Inc.
HIPOFinancial ServicesNASDAQInsurance - Property & Casualty
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Daily timeframeHeadquartered within the financial services sector, Hippo Holdings Inc. focuses on Insurance - Property & Casualty services and products. Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. With a market capitalization of $661.3M, it sits in small-cap territory. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business.
Market Cap
$661.3M
Beta
1.53
P/E (TTM)
5.77
P/E (Fwd)
9.48
EPS (TTM)
$4.40
EPS (Fwd)
$2.68
ROE
29.7%
ROA
0.9%
Cash
$400.6M
Total Debt
$51.5M
Free CF
$106.5M
52W Change
1.1%
Annual Financials
Cash vs Debt
Hippo Holdings Inc. holds $400.6M in cash against $51.5M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $106.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 29.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $119.7M (2022) to $468.6M (2025), reflecting a 291% increase over the period.
A beta of 1.53 means HIPO is more volatile than average. Investors should be prepared for wider price swings relative to broader indices. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing HIPO's risk profile alongside its fundamentals and technical indicators provides a more complete picture.