Hippo Holdings Inc.
HIPOFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeHippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company carries a $760.2M market cap, placing it firmly in the small-cap category. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business.
Market Cap
$760.2M
Beta
1.49
P/E (TTM)
6.49
P/E (Fwd)
9.76
EPS (TTM)
$4.50
EPS (Fwd)
$2.99
ROE
29.7%
ROA
0.9%
Cash
$400.6M
Total Debt
$51.5M
Free CF
$106.5M
52W Change
11.0%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $400.6M in cash comfortably exceeding the $51.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Free cash flow comes in at $106.5M, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 29.7%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $119.7M (2022) to $468.6M (2025), reflecting a 291% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Hippo Holdings Inc.'s trajectory.