Isabella Bank Corporation
ISBAFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeIsabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families. Valued at $282.5M, ISBA is a micro-cap name in its sector. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Market Cap
$282.5M
Beta
0.03
P/E (TTM)
14.48
P/E (Fwd)
9.93
EPS (TTM)
$2.71
EPS (Fwd)
$3.95
ROE
8.9%
ROA
0.9%
Cash
$50.1M
Total Debt
$143.1M
Free CF
—
52W Change
25.5%
Annual Financials
Cash vs Debt
The company holds $50.1M in cash, though total debt stands at $143.1M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 8.9%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $71.2M (2022) to $76.3M (2025).
With a beta below 0.7, Isabella Bank Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Isabella Bank Corporation's trajectory.