Isabella Bank Corporation
ISBAFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
Scan Results
Daily timeframePart of the financial services sector, Isabella Bank Corporation (ISBA) is listed under Banks - Regional. The $305.5M market capitalization puts ISBA squarely in small-cap range for its industry. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Market Cap
$305.5M
Beta
0.02
P/E (TTM)
14.77
P/E (Fwd)
10.14
EPS (TTM)
$2.71
EPS (Fwd)
$3.95
ROE
8.5%
ROA
0.9%
Cash
$41.8M
Total Debt
$145.6M
Free CF
—
52W Change
24.7%
Annual Financials
Cash vs Debt
Where ISBA stands vs its 150-day and 200-day moving averages
As of the August 25, 2026 close, ISBA finished 8.99% below its 150-day moving average ($43.61) and 10.28% below its 200-day moving average ($44.24). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ISBA overbought or oversold?
At the August 25, 2026 close, ISBA's RSI(14) was 43.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Isabella Bank Corporation carries $145.6M in total debt against $41.8M in cash reserves — debt is roughly 3.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 8.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.9% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $71.2M (2022) to $76.3M (2025).
With a beta below 0.7, Isabella Bank Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. No single metric tells the full story. Reviewing ISBA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.