Jiayin Group Inc.
JFINFinancial ServicesNASDAQCredit Services · Last scanned Sep 8, 2026
Scan Results
Daily timeframeJiayin Group Inc. provides online consumer finance services in the People's Republic of China. The $89.0M market capitalization puts JFIN squarely in micro-cap range for its industry. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions.
Market Cap
$89.0M
Beta
0.89
P/E (TTM)
2.43
P/E (Fwd)
0.89
EPS (TTM)
$0.70
EPS (Fwd)
$1.90
ROE
5.7%
ROA
1.8%
Cash
$504.0M
Total Debt
$636.9M
Free CF
—
52W Change
-84.4%
Annual Financials
Cash vs Debt
Where JFIN stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, JFIN finished 57.21% below its 150-day moving average ($4.23) and 63.06% below its 200-day moving average ($4.90). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is JFIN overbought or oversold?
At the September 3, 2026 close, JFIN's RSI(14) was 25.7, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Jiayin Group Inc. carries $636.9M in total debt against $504.0M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 5.7% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $3.27B (2022) to $6.22B (2025), reflecting a 90% increase over the period.
Investors considering Jiayin Group Inc. should weigh the typical risks associated with JFIN's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Jiayin Group Inc.'s trajectory.