Kearny Financial Corp.
KRNYFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 5, 2026
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Daily timeframeKearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States. The $657.7M market capitalization puts KRNY squarely in small-cap range for its industry. The company offers deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, individual retirement account, and certificates of deposit.
Market Cap
$657.7M
Beta
0.61
P/E (TTM)
17.47
P/E (Fwd)
10.18
EPS (TTM)
$0.58
EPS (Fwd)
$0.99
ROE
4.8%
ROA
0.5%
Cash
$127.5M
Total Debt
$1.16B
Free CF
—
52W Change
52.7%
Annual Financials
Cash vs Debt
Where KRNY stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, KRNY finished 20.24% above its 150-day moving average ($8.35) and 24.72% above its 200-day moving average ($8.05). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is KRNY overbought or oversold?
At the September 3, 2026 close, KRNY's RSI(14) was 65.5, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Kearny Financial Corp. carries $1.16B in total debt against $127.5M in cash reserves — debt is roughly 9.1x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of 4.8% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.5% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $178.6M (2023) to $178.1M (2026).
The relatively low beta of 0.61 suggests KRNY is a less volatile holding compared to the broader index. Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Kearny Financial Corp. and its sector.