LM

LM Funding America, Inc.

LMFAFinancial ServicesNASDAQ

Capital Markets · Last scanned Jul 22, 2026

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Financials · Annual
Revenue
$8.8M
-21.7% YoY
Net Income
-$26.9M
-268.0% YoY
EBITDA
-$15.3M
-1110.7% YoY
About LM Funding America, Inc.

Part of the financial services sector, LM Funding America, Inc. (LMFA) is listed under Capital Markets. Valued at $2.4M, LMFA is a micro-cap name in its sector. It operates through two segments: Specialty Finance and Mining and Treasury Operations.

Key stats
Market Cap$2.4M
Fwd P/E-0.61
EPS$-67.50
Beta2.40
52W Change-97.9%
ROE-129.0%
Analysis

LM Funding America, Inc. carries $20.6M in total debt against $801K in cash reserves — debt is roughly 25.7x the cash position. Managing this leverage effectively will be important for long-term financial stability. ROE of -129.0% points to negative capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. Revenue has been uneven over recent years, ranging from $6.4M to $8.8M.

LM Funding America, Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. The debt-to-cash ratio suggests meaningful leverage on the balance sheet, a factor worth monitoring if credit conditions tighten. No single metric tells the full story. Reviewing LMFA's risk profile alongside its fundamentals and technical indicators provides a more complete picture.

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LMFA: LM Funding America, Inc. Technical Analysis (200-Day MA, RSI, MACD) | Scanance