Lufax Holding Ltd
LUFinancial ServicesNASDAQCredit Services · Last scanned Oct 26, 2026
Scan Results
Daily timeframeLufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. The company carries a $698.6M market cap, placing it firmly in the small-cap category. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Market Cap
$698.6M
Beta
0.61
P/E (TTM)
—
P/E (Fwd)
4.68
EPS (TTM)
$-3.69
EPS (Fwd)
$1.72
ROE
-2.3%
ROA
2.8%
Cash
$52.63B
Total Debt
$72.54B
Free CF
-$2.22B
52W Change
-75.6%
Annual Financials
Cash vs Debt
Where LU stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, LU finished 42.38% below its 150-day moving average ($1.51) and 51.40% below its 200-day moving average ($1.79). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is LU overbought or oversold?
At the October 20, 2026 close, LU's RSI(14) was 13.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, LU has $52.63B in cash with $72.54B in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company is burning cash, with free cash flow at -$2.22B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. Return on equity stands at -2.3%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.8% is on the lower side, which is common in asset-heavy industries. Revenue has pulled back from $49.08B (2022) to $23.11B (2025), a 53% decline worth watching.
LU's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Lufax Holding Ltd and its sector.