Metropolitan Bank Holding Corp.
MCBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeMetropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. With a market capitalization of $1.12B, it sits in small-cap territory. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits.
Market Cap
$1.12B
Beta
1.02
P/E (TTM)
11.12
P/E (Fwd)
7.60
EPS (TTM)
$8.09
EPS (Fwd)
$11.84
ROE
10.2%
ROA
1.1%
Cash
$674.3M
Total Debt
$37.2M
Free CF
—
52W Change
39.1%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $674.3M in cash comfortably exceeding the $37.2M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. Return on equity stands at 10.2%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.1% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $245.3M to $291.1M.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing MCB's risk profile alongside its fundamentals and technical indicators provides a more complete picture.