MetroCity Bankshares, Inc.
MCBSFinancial ServicesNASDAQBanks - Regional
Scan Results
Daily timeframeMetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. At a $1.02B market cap, MetroCity Bankshares, Inc. ranks as a small-cap company within financial services. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$1.02B
Beta
0.71
P/E (TTM)
12.32
P/E (Fwd)
10.83
EPS (TTM)
$2.90
EPS (Fwd)
$3.30
ROE
15.9%
ROA
2.0%
Cash
$271.5M
Total Debt
$389.6M
Free CF
—
52W Change
34.9%
Annual Financials
Cash vs Debt
Where MCBS stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, MCBS finished 2.89% above its 150-day moving average ($33.51) and 7.62% above its 200-day moving average ($32.04). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MCBS overbought or oversold?
At the October 20, 2026 close, MCBS's RSI(14) was 50.9, in neutral territory (between 30 and 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
MetroCity Bankshares, Inc. carries $389.6M in total debt against $271.5M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 15.9%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.0% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $134.7M to $153.4M.
Investors considering MetroCity Bankshares, Inc. should weigh the typical risks associated with MCBS's sector, size, and financial profile against their own risk tolerance and investment objectives. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence MetroCity Bankshares, Inc.'s trajectory.