MetroCity Bankshares, Inc.
MCBSFinancial ServicesNASDAQBanks - Regional · Last scanned Jun 3, 2026
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Daily timeframeMetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. Valued at $948.1M, MCBS is a small-cap name in its sector. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$948.1M
Beta
0.72
P/E (TTM)
11.90
P/E (Fwd)
10.02
EPS (TTM)
$2.78
EPS (Fwd)
$3.30
ROE
15.2%
ROA
1.8%
Cash
$392.6M
Total Debt
$439.8M
Free CF
—
52W Change
20.9%
Annual Financials
Cash vs Debt
MetroCity Bankshares, Inc. carries $439.8M in total debt against $392.6M in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 15.2%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $134.7M to $153.4M.
As with any equity investment, MCBS carries market risk, sector-specific risk, and company-specific risk that investors should evaluate in the context of their own portfolios. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MCBS.