MetroCity Bankshares, Inc.
MCBSFinancial ServicesNASDAQBanks - Regional
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Daily timeframeHeadquartered within the financial services sector, MetroCity Bankshares, Inc. focuses on Banks - Regional services and products. MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. With a market capitalization of $1.02B, it sits in small-cap territory. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit.
Market Cap
$1.02B
Beta
0.68
P/E (TTM)
12.28
P/E (Fwd)
10.82
EPS (TTM)
$2.88
EPS (Fwd)
$3.27
ROE
15.9%
ROA
2.0%
Cash
$271.5M
Total Debt
$389.6M
Free CF
—
52W Change
23.2%
Annual Financials
Cash vs Debt
Where MCBS stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, MCBS finished 8.15% above its 150-day moving average ($32.02) and 13.13% above its 200-day moving average ($30.61). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MCBS overbought or oversold?
At the September 2, 2026 close, MCBS's RSI(14) was 24.4, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, MCBS has $271.5M in cash with $389.6M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 15.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.0% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $134.7M to $153.4M.
With a beta below 0.7, MetroCity Bankshares, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MCBS.