Mercury General Corporation
MCYFinancial ServicesNASDAQInsurance - Property & Casualty
Scan Results
Daily timeframeMercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. With a market capitalization of $5.70B, it sits in mid-cap territory. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Market Cap
$5.70B
Beta
0.91
P/E (TTM)
6.08
P/E (Fwd)
8.40
EPS (TTM)
$16.92
EPS (Fwd)
$12.25
ROE
39.0%
ROA
7.6%
Cash
$2.07B
Total Debt
$962.1M
Free CF
$1.14B
52W Change
30.6%
Annual Financials
Cash vs Debt
Where MCY stands vs its 150-day and 200-day moving averages
As of the October 14, 2026 close, MCY finished 2.83% above its 150-day moving average ($100.05) and 5.67% above its 200-day moving average ($97.36). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MCY overbought or oversold?
At the October 14, 2026 close, MCY's RSI(14) was 74.1, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $2.07B in cash and $962.1M in debt, MCY maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Free cash flow comes in at $1.14B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 39.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 7.6% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $3.64B (2022) to $5.99B (2025), reflecting a 64% increase over the period.
With cash comfortably exceeding debt, MCY has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MCY.