Mercury General Corporation
MCYFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned May 29, 2026
Scan Results
Daily timeframe1 of 4 indicators bearish as of May 28
Part of the financial services sector, Mercury General Corporation (MCY) is listed under Insurance - Property & Casualty. The $5.35B market capitalization puts MCY squarely in mid-cap range for its industry. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Market Cap
$5.35B
Beta
0.94
P/E (TTM)
6.36
P/E (Fwd)
8.04
EPS (TTM)
$15.17
EPS (Fwd)
$12.00
ROE
38.1%
ROA
7.1%
Cash
$1.79B
Total Debt
$587.3M
Free CF
$1.57B
52W Change
49.7%
Annual Financials
Cash vs Debt
With $1.79B in cash and $587.3M in debt, MCY maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. The company generates $1.57B in free cash flow annually, which funds everything from R&D to shareholder returns without needing external financing. ROE of 38.1% points to exceptionally high capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 7.1% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $3.64B (2022) to $5.99B (2025), reflecting a 64% increase over the period.
With cash comfortably exceeding debt, MCY has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Mercury General Corporation's trajectory.