Mercury General Corporation
MCYFinancial ServicesNASDAQInsurance - Property & Casualty · Last scanned Sep 9, 2026
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Daily timeframePart of the financial services sector, Mercury General Corporation (MCY) is listed under Insurance - Property & Casualty. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Market Cap
—
Beta
0.92
P/E (TTM)
6.07
P/E (Fwd)
8.38
EPS (TTM)
$16.92
EPS (Fwd)
$12.25
ROE
39.0%
ROA
7.6%
Cash
$2.07B
Total Debt
$962.1M
Free CF
$1.14B
52W Change
34.2%
Annual Financials
Cash vs Debt
Where MCY stands vs its 150-day and 200-day moving averages
As of the August 28, 2026 close, MCY finished 5.07% above its 150-day moving average ($97.69) and 7.12% above its 200-day moving average ($95.82). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is MCY overbought or oversold?
At the August 28, 2026 close, MCY's RSI(14) was 28.3, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
Mercury General Corporation holds $2.07B in cash against $962.1M in total debt, giving it a net cash position. This means the company could theoretically pay off all its debt and still have cash remaining. Free cash flow comes in at $1.14B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. Return on equity stands at 39.0%, which is exceptionally high for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. An ROA of 7.6% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $3.64B (2022) to $5.99B (2025), reflecting a 64% increase over the period.
The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MCY.