Mid Penn Bancorp, Inc.
MPBFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeHeadquartered within the financial services sector, Mid Penn Bancorp, Inc. focuses on Banks - Regional services and products. Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and. The $898.2M market capitalization puts MPB squarely in small-cap range for its industry. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts.
Market Cap
$898.2M
Beta
0.46
P/E (TTM)
16.33
P/E (Fwd)
9.75
EPS (TTM)
$2.17
EPS (Fwd)
$3.63
ROE
6.6%
ROA
0.8%
Cash
$149.4M
Total Debt
$59.5M
Free CF
—
52W Change
22.4%
Annual Financials
Cash vs Debt
The balance sheet looks solid with $149.4M in cash comfortably exceeding the $59.5M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $169.5M (2022) to $222.6M (2025), reflecting a 31% increase over the period.
MPB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, MPB has financial flexibility that may help navigate uncertain periods. It is important to consider these factors alongside broader market conditions and individual financial goals when reviewing MPB.