Mid Penn Bancorp, Inc.
MPBFinancial ServicesNASDAQBanks - Regional
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Daily timeframeMid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, institutional clients, partnerships, non-profit organizations, businesses, and. The company carries a $827.5M market cap, placing it firmly in the small-cap category. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and individual retirement accounts.
Market Cap
$827.5M
Beta
0.48
P/E (TTM)
14.84
P/E (Fwd)
9.01
EPS (TTM)
$2.20
EPS (Fwd)
$3.63
ROE
6.6%
ROA
0.8%
Cash
$149.4M
Total Debt
$59.5M
Free CF
—
52W Change
24.3%
Annual Financials
Cash vs Debt
With $149.4M in cash and $59.5M in debt, MPB maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 6.6% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 0.8% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $129.1M (2021) to $169.5M (2022), reflecting a 31% increase over the period.
MPB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. With cash comfortably exceeding debt, MPB has financial flexibility that may help navigate uncertain periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Mid Penn Bancorp, Inc.'s trajectory.