NewtekOne, Inc.
NEWTFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 18, 2026
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Daily timeframeNewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized. The $439.1M market capitalization puts NEWT squarely in small-cap range for its industry. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans.
Market Cap
$439.1M
Beta
1.35
P/E (TTM)
6.88
P/E (Fwd)
5.95
EPS (TTM)
$2.21
EPS (Fwd)
$2.56
ROE
18.3%
ROA
5.2%
Cash
$380.8M
Total Debt
$553.2M
Free CF
-$298.5M
52W Change
33.2%
Annual Financials
Cash vs Debt
On the balance sheet, NEWT has $380.8M in cash with $553.2M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. The company is burning cash, with free cash flow at -$298.5M. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of 18.3% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. An ROA of 5.2% suggests reasonable efficiency in deploying the company's asset base. Revenue has grown from $105.2M (2022) to $267.0M (2025), reflecting a 154% increase over the period.
The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for NewtekOne, Inc. and its sector.