Northfield Bancorp, Inc.
NFBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeNorthfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. The company carries a $620.6M market cap, placing it firmly in the small-cap category. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts.
Market Cap
$620.6M
Beta
0.70
P/E (TTM)
114.31
P/E (Fwd)
9.91
EPS (TTM)
$0.13
EPS (Fwd)
$1.50
ROE
0.7%
ROA
0.1%
Cash
$257.7M
Total Debt
$896.5M
Free CF
—
52W Change
30.5%
Annual Financials
Cash vs Debt
Northfield Bancorp, Inc. carries $896.5M in total debt against $257.7M in cash reserves — debt is roughly 3.5x the cash position. Managing this leverage effectively will be important for long-term financial stability. Return on equity stands at 0.7%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $166.3M (2022) to $154.3M (2025).
With a beta below 0.7, Northfield Bancorp, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The elevated P/E ratio means the stock is priced for significant future growth. If earnings disappoint, the price correction could be sharp. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Northfield Bancorp, Inc. and its sector.