Northfield Bancorp, Inc.
NFBKFinancial ServicesNASDAQBanks - Regional
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Daily timeframeNorthfield Bancorp, Inc. operates as the bank holding company for Northfield Bank that provides a range of banking services primarily to individuals and corporate customers. The company carries a $595.6M market cap, placing it firmly in the small-cap category. It offers deposit accounts, including transaction, money market savings, certificates of deposit, passbook and statement savings deposit accounts.
Market Cap
$595.6M
Beta
0.71
P/E (TTM)
109.69
P/E (Fwd)
9.51
EPS (TTM)
$0.13
EPS (Fwd)
$1.50
ROE
0.7%
ROA
0.1%
Cash
$257.7M
Total Debt
$896.5M
Free CF
—
52W Change
22.1%
Annual Financials
Cash vs Debt
The company holds $257.7M in cash, though total debt stands at $896.5M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 0.7%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 0.1% is on the lower side, which is common in asset-heavy industries. Revenue has been relatively flat, moving from $166.3M (2022) to $154.3M (2025).
At over 50x earnings, NFBK carries valuation risk — any slowdown in growth expectations could lead to meaningful price adjustments. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Northfield Bancorp, Inc. and its sector.