NSTS Bancorp, Inc.
NSTSFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 8, 2026
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Daily timeframeNSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. At a $73.8M market cap, NSTS Bancorp, Inc. ranks as a micro-cap company within financial services. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction, consumer loans, other collateral and unsecured personal loans.
Market Cap
$73.8M
Beta
0.22
P/E (TTM)
—
P/E (Fwd)
—
EPS (TTM)
$-0.01
EPS (Fwd)
—
ROE
-0.1%
ROA
-0.0%
Cash
$48.3M
Total Debt
$0
Free CF
—
52W Change
18.9%
Annual Financials
Cash vs Debt
Where NSTS stands vs its 150-day and 200-day moving averages
As of the September 3, 2026 close, NSTS finished 7.12% above its 150-day moving average ($13.07) and 9.37% above its 200-day moving average ($12.80). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is NSTS overbought or oversold?
At the September 3, 2026 close, NSTS's RSI(14) was 72.8, in overbought territory (above 70). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
NSTS Bancorp, Inc. reports $48.3M in cash and $0 in total debt. Return on equity stands at -0.1%, which is negative for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. Revenue has grown from $6.7M (2022) to $9.4M (2025), reflecting a 40% increase over the period.
NSTS's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing NSTS's risk profile alongside its fundamentals and technical indicators provides a more complete picture.