Onity Group Inc.
ONITFinancial ServicesNASDAQMortgage Finance · Last scanned Jul 18, 2026
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Daily timeframeHeadquartered within the financial services sector, Onity Group Inc. focuses on Mortgage Finance services and products. Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company carries a $344.1M market cap, placing it firmly in the small-cap category. The company operates through the Servicing and Originations segments.
Market Cap
$344.1M
Beta
1.44
P/E (TTM)
2.11
P/E (Fwd)
4.50
EPS (TTM)
$19.37
EPS (Fwd)
$9.07
ROE
29.4%
ROA
2.2%
Cash
$193.6M
Total Debt
$16.13B
Free CF
-$1.91B
52W Change
11.7%
Annual Financials
Cash vs Debt
The company holds $193.6M in cash, though total debt stands at $16.13B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company is burning cash, with free cash flow at -$1.91B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of 29.4% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $999.5M (2022) to $1.20B (2025), reflecting a 20% increase over the period.
Onity Group Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Onity Group Inc.'s trajectory.