Onity Group Inc.
ONITFinancial ServicesNASDAQMortgage Finance · Last scanned Jun 2, 2026
Scan Results
Daily timeframePart of the financial services sector, Onity Group Inc. (ONIT) is listed under Mortgage Finance. The $285.5M market capitalization puts ONIT squarely in micro-cap range for its industry. The company operates through the Servicing and Originations segments.
Market Cap
$285.5M
Beta
1.56
P/E (TTM)
1.72
P/E (Fwd)
3.43
EPS (TTM)
$19.70
EPS (Fwd)
$9.87
ROE
29.4%
ROA
2.2%
Cash
$193.6M
Total Debt
$16.13B
Free CF
-$1.91B
52W Change
-10.3%
Annual Financials
Cash vs Debt
The company holds $193.6M in cash, though total debt stands at $16.13B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company is burning cash, with free cash flow at -$1.91B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. Return on equity stands at 29.4%, which is strong for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 2.2% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $999.5M (2022) to $1.20B (2025), reflecting a 20% increase over the period.
Onity Group Inc.'s elevated beta suggests the stock experiences more pronounced price movements than the overall market, which increases both upside potential and downside risk. Onity Group Inc. carries a heavier debt load relative to its cash position, which introduces financial risk that investors should weigh. The company is burning cash at the operating level, which is not unusual for growth-phase companies but adds risk if it persists. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Onity Group Inc.'s trajectory.