Onity Group Inc.
ONITFinancial ServicesNASDAQMortgage Finance
Scan Results
Daily timeframePart of the financial services sector, Onity Group Inc. (ONIT) is listed under Mortgage Finance. At a $214.7M market cap, Onity Group Inc. ranks as a micro-cap company within financial services. The company operates through the Servicing and Originations segments.
Market Cap
$214.7M
Beta
1.49
P/E (TTM)
1.66
P/E (Fwd)
3.64
EPS (TTM)
$15.49
EPS (Fwd)
$7.07
ROE
23.8%
ROA
2.7%
Cash
$229.2M
Total Debt
$10.85B
Free CF
-$1.81B
52W Change
-33.8%
Annual Financials
Cash vs Debt
Where ONIT stands vs its 150-day and 200-day moving averages
As of the October 20, 2026 close, ONIT finished 30.81% below its 150-day moving average ($36.97) and 34.22% below its 200-day moving average ($38.89). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is ONIT overbought or oversold?
At the October 20, 2026 close, ONIT's RSI(14) was 27.2, in oversold territory (below 30). The MACD histogram was positive, so short-term momentum leaned bullish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $229.2M in cash, though total debt stands at $10.85B. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. The company is burning cash, with free cash flow at -$1.81B. This typically occurs when a company is investing aggressively in growth, but sustained cash burn can strain the balance sheet. ROE of 23.8% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.7% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $999.5M (2022) to $1.20B (2025), reflecting a 20% increase over the period.
Debt significantly exceeds cash reserves, which means the company's financial flexibility could be constrained during economic downturns. Negative free cash flow means the company is currently spending more than it generates, which may require future fundraising or debt if the trend continues. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Onity Group Inc.'s trajectory.