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Old Republic International Corporation

ORIFinancial ServicesNASDAQ

Insurance - Property & Casualty · Last scanned May 29, 2026

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Financials · Annual
Revenue
$9.14B
+11.0% YoY
Net Income
$935.4M
+9.7% YoY
Free Cash Flow
$2.15B

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About Old Republic International Corporation

Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. Valued at $9.19B, ORI is a mid-cap name in its sector. It operates in two segments, Specialty Insurance and Title Insurance.

Key stats
Market Cap$9.19B
P/E (TTM)9.30
Fwd P/E11.32
EPS$4.06
Beta0.67
52W Change-0.1%
Dividend Yield3.34%
ROE17.3%
Analysis

Old Republic International Corporation carries $1.59B in total debt against $1.25B in cash reserves — debt is modestly above the cash position. Managing this leverage effectively will be important for long-term financial stability. Free cash flow comes in at $2.15B, providing flexibility for reinvestment, buybacks, or dividends. Consistent free cash flow generation is often considered a sign of operational health. ROE of 17.3% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 2.9% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $8.08B to $9.14B.

With a beta below 0.7, Old Republic International Corporation typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. These risk factors are not exhaustive — macroeconomic shifts, regulatory changes, and competitive dynamics can all influence Old Republic International Corporation's trajectory.

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