Ohio Valley Banc Corp.
OVBCFinancial ServicesNASDAQBanks - Regional · Last scanned Jul 22, 2026
Scan Results
Daily timeframeOhio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. The $204.6M market capitalization puts OVBC squarely in micro-cap range for its industry. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit.
Market Cap
$204.6M
Beta
0.03
P/E (TTM)
13.24
P/E (Fwd)
—
EPS (TTM)
$3.28
EPS (Fwd)
—
ROE
9.5%
ROA
1.0%
Cash
$125.3M
Total Debt
$52.9M
Free CF
—
52W Change
25.5%
Annual Financials
Cash vs Debt
Where OVBC stands vs its 150-day and 200-day moving averages
As of the July 15, 2026 close, OVBC finished 0.53% below its 150-day moving average ($43.42) and 3.95% above its 200-day moving average ($41.55). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is OVBC overbought or oversold?
At the July 15, 2026 close, OVBC's RSI(14) was 28.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $125.3M in cash and $52.9M in debt, OVBC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. Return on equity stands at 9.5%, which is decent for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $54.9M (2022) to $66.7M (2025), reflecting a 21% increase over the period.
OVBC's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing OVBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.