Ponce Financial Group, Inc.
PDLBFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframePonce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. The $498.8M market capitalization puts PDLB squarely in small-cap range for its industry. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations.
Market Cap
$498.8M
Beta
0.57
P/E (TTM)
14.62
P/E (Fwd)
11.65
EPS (TTM)
$1.41
EPS (Fwd)
$1.77
ROE
6.2%
ROA
1.0%
Cash
$140.3M
Total Debt
$650.0M
Free CF
—
52W Change
40.6%
Annual Financials
Cash vs Debt
Where PDLB stands vs its 150-day and 200-day moving averages
As of the September 17, 2026 close, PDLB finished 10.38% above its 150-day moving average ($18.59) and 13.56% above its 200-day moving average ($18.07). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PDLB overbought or oversold?
At the September 17, 2026 close, PDLB's RSI(14) was 57.8, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
On the balance sheet, PDLB has $140.3M in cash with $650.0M in obligations. The ability to service this debt comfortably depends on continued operational cash generation. ROE of 6.2% points to modest capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $71.0M (2022) to $108.3M (2025), reflecting a 53% increase over the period.
PDLB's low beta indicates it tends to be less volatile than the broader market, which may suit investors seeking more stable price behavior. No single metric tells the full story. Reviewing PDLB's risk profile alongside its fundamentals and technical indicators provides a more complete picture.