Ponce Financial Group, Inc.
PDLBFinancial ServicesNASDAQBanks - Regional · Last scanned Sep 9, 2026
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Daily timeframePonce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. At a $491.7M market cap, Ponce Financial Group, Inc. ranks as a small-cap company within financial services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations.
Market Cap
$491.7M
Beta
0.53
P/E (TTM)
14.42
P/E (Fwd)
11.49
EPS (TTM)
$1.41
EPS (Fwd)
$1.77
ROE
6.2%
ROA
1.0%
Cash
$140.3M
Total Debt
$650.0M
Free CF
—
52W Change
41.4%
Annual Financials
Cash vs Debt
Where PDLB stands vs its 150-day and 200-day moving averages
As of the August 24, 2026 close, PDLB finished 12.38% above its 150-day moving average ($18.17) and 15.76% above its 200-day moving average ($17.64). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PDLB overbought or oversold?
At the August 24, 2026 close, PDLB's RSI(14) was 48.2, in neutral territory (between 30 and 70). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The company holds $140.3M in cash, though total debt stands at $650.0M. This level of leverage is common in the industry but worth monitoring as interest rate conditions evolve. Return on equity stands at 6.2%, which is modest for the sector. ROE measures how effectively a company uses shareholder capital to generate profits. ROA of 1.0% is on the lower side, which is common in asset-heavy industries. Revenue has grown from $71.0M (2022) to $108.3M (2025), reflecting a 53% increase over the period.
With a beta below 0.7, Ponce Financial Group, Inc. typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Ponce Financial Group, Inc. and its sector.