Preferred Bank
PFBCFinancial ServicesNASDAQBanks - Regional
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Daily timeframePreferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The $1.23B market capitalization puts PFBC squarely in small-cap range for its industry. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts.
Market Cap
$1.23B
Beta
0.54
P/E (TTM)
9.67
P/E (Fwd)
9.43
EPS (TTM)
$10.71
EPS (Fwd)
$10.98
ROE
17.6%
ROA
1.8%
Cash
$789.8M
Total Debt
$382.1M
Free CF
—
52W Change
9.4%
Annual Financials
Cash vs Debt
Where PFBC stands vs its 150-day and 200-day moving averages
As of the September 2, 2026 close, PFBC finished 5.96% above its 150-day moving average ($96.02) and 6.74% above its 200-day moving average ($95.32). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PFBC overbought or oversold?
At the September 2, 2026 close, PFBC's RSI(14) was 27.2, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
The balance sheet looks solid with $789.8M in cash comfortably exceeding the $382.1M debt load. A net cash position generally provides financial flexibility during uncertain economic periods. ROE of 17.6% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.8% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $254.4M to $283.4M.
With a beta below 0.7, Preferred Bank typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. The strong cash position relative to debt provides a financial cushion that reduces balance sheet risk. No single metric tells the full story. Reviewing PFBC's risk profile alongside its fundamentals and technical indicators provides a more complete picture.