Preferred Bank
PFBCFinancial ServicesNASDAQBanks - Regional · Last scanned Oct 26, 2026
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Daily timeframeHeadquartered within the financial services sector, Preferred Bank focuses on Banks - Regional services and products. Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The $1.26B market capitalization puts PFBC squarely in small-cap range for its industry. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts.
Market Cap
$1.26B
Beta
0.56
P/E (TTM)
9.96
P/E (Fwd)
9.39
EPS (TTM)
$10.72
EPS (Fwd)
$11.37
ROE
16.9%
ROA
1.7%
Cash
$701.0M
Total Debt
$381.1M
Free CF
—
52W Change
14.2%
Annual Financials
Cash vs Debt
Where PFBC stands vs its 150-day and 200-day moving averages
As of the October 15, 2026 close, PFBC finished 3.31% above its 150-day moving average ($98.72) and 5.88% above its 200-day moving average ($96.33). This snapshot is end-of-day data shown with a five-trading-day delay on the free plan; Premium members see readings from the latest close.
Is PFBC overbought or oversold?
At the October 15, 2026 close, PFBC's RSI(14) was 27.0, in oversold territory (below 30). The MACD histogram was negative, so short-term momentum leaned bearish at that close. These readings are historical, refresh daily after market close, and are not investment advice.
With $701.0M in cash and $381.1M in debt, PFBC maintains more liquidity than leverage. This favorable balance sheet position can be an asset when capital markets become less accommodating. ROE of 16.9% points to strong capital efficiency, indicating how much profit the company produces per dollar of shareholder equity. ROA of 1.7% is on the lower side, which is common in asset-heavy industries. Revenue has been uneven over recent years, ranging from $254.4M to $283.4M.
With a beta below 0.7, Preferred Bank typically sees smaller price swings than the overall market, offering a degree of stability during turbulent periods. Understanding these risk dimensions helps frame what to watch going forward as conditions evolve for Preferred Bank and its sector.